Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Why Do I Need Separate Flood/Earthquake Insurance?

A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual... Read Article

Am I Too Young To Start Paying For Life Insurance?

People in their 20s and 30s may believe that they are too young to need life insurance. In some cases, they may put off purchasing life insurance to pay off other debts. The truth is that buying life insurance young can save you money. Typically, the younger you are when you purchase a policy, the less you will pay in premiums. Why It Is Cheaper... Read Article

5 Steps To Follow After A Car Accident

No matter how diligently you drive, car accidents are sometimes unavoidable. It is important to know about the following steps to take in case you are involved in a crash. Step 1: Check Yourself & Your Passengers For Injuries If you are injured, call 911, or asked someone else to do so if you are unable. If you have passengers in your vehicle, check to... Read Article

Can I Have As Many Life Insurance Beneficiaries As I Want?

When you purchase life insurance, choosing your beneficiaries is a challenging yet crucial step in the process. Who to name as your beneficiaries is something only you can decide. You have the option to name more than one beneficiary, which can be accomplished by assigning a percentage of your life insurance benefits among two or more people on your application. There is no set limit... Read Article

Understanding Collector Car Insurance

Anyone who owns a car needs car insurance. However, collector cars are different and require a special type of auto insurance. Collector car insurance is designed specifically to provide coverage for valuable classic, antique, and collector motor vehicles. Why Do Collector Cars Require Unique Insurance? Special collector car insurance is needed for several different reasons: Classic performance and collector cars are typically more expensive than... Read Article